Source Currency: Seventh Edition, December 2026. Schaw Miller and Bailey: Personal Insolvency: Law and Practice provides a comprehensive treatment of bankruptcy and individual voluntary arrangements under the Insolvency Act 1986. It combines practical commentary with procedural checklists, forms, Insolvency Rules and associated legislation, and examines the effect of bankruptcy on other areas of law. The seventh edition includes: Updated analysis of significant case law, including Supreme Court decisions affecting personal insolvency. A dedicated chapter on the Breathing Space and Mental Health Crisis Moratorium regimes. Substantially reworked coverage of international and cross-border insolvency following Brexit. Consolidated and expanded coverage of pension rights in bankruptcy in a single chapter. The edition includes a new foreword by the Honourable Mr Justice Cawson. Contributors: The seventh edition has been updated by a team of barristers at Three Stone Chambers: David Lord KC, James Couser, Emma Knight, Michael Smith, Simon Hunter, Richard Bowles, Daria Gleyze and Zara Yusuf.