Goode: Consumer Credit Reports

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Goode: Consumer Credit Reports covers key decisions in consumer credit and related areas. The reports include principle facts held, full text of judgments and expert comment on the case at the end of each report.

The online reports comprises the entire series, from Division I: Decisions 1882–1959 onwards. Where Divisions are required to be archived from the loose-leaf version of the title they will be retained in full in this source.

Goode: Consumer Credit Reports is a component part of the whole Goode title, which also includes detailed consumer credit related commentary — Goode: Consumer Credit Law & Practice and Precedents — Goode: Consumer Credit Precedents.

Subscribers should also be aware of the availability online of the Goode: ARCHIVE Consumer Credit Law & Practice source.

Goode: ARCHIVE Consumer Credit Law & Practice contains commentary relating to consumer credit law and practice previously set out in Goode: Consumer Credit Law & Practice prior to the consumer credit regime change in April 2014. This ARCHIVE also contains revoked or repealed legislative materials that the General Editor and contributing editorial team felt should be retained for reference purposes but which, due to the limited physical capacity of the hardcopy binders, could only be retained in this online Archive.

The entire Goode title is available online or in print as part of the 5-volume loose-leaf.

For related content see;
Goode: Consumer Credit Law & Practice here
Goode: Consumer Credit Precedents here
Goode: ARCHIVE Consumer Credit Law & Practice here

Issue 73, November 2023

This Issue of Goode: Consumer Credit Reports consists of some case amendments and the following case summary:

Division XXXI – 2023 Decisions

  • R (on the application of Shawbrook Bank Ltd) v Financial Ombudsman Service Ltd; R (on the application of Clydesdale Financial Services Ltd trading as Barclays Partner Finance) v Financial Ombudsman Service Ltd

Crown copyright material reproduced by permission of The National Archives. The contents of the judgment can be used under the Open Justice – Licence Crown copyright material only partially represents the activities of the courts and tribunals.


Sir Roy Goode , CBE, KC, LLD, FBA, Hon DSc Econ (Lond) of the Inner Temple, Barrister; Emeritus Professor of Law in the University of Oxford and Emeritus Fellow of St John's College, Oxford; Honorary Fellow of Queen Mary College, University of London; Honorary Bencher, Inner Temple  General editor
Peter Rott, Professor for Civil Law, Commercial Law and Information Law at Carl von Ossietzky University of Oldenburg  Author
Frank R Johnstone  Editor
Dennis Rosenthal  Editor
Russell Kelsall LLB (Hull), LPC (Shef), Solicitor, Partner, Walker Morris LLP, London  Author
 Nicholas Ryder LLB, LPC, PhD, Professor of Law at University of the West of England, Bristol. Author
 Sarah Brown PhD, MA (Cantab), BA (Hons), Associate Professor, University of Leeds Author