After a time in general practice at the bar and working on international insurance fraud litigation, Jonathan ran a team dealing with enforcement, regulatory, and public law matters at Lloyd's of London. He spent a period in the commercial sector as in-house counsel to an international financial services group with a life insurance and pensions core before moving to the FSA. There he worked on the European regime for regulating insurance selling (the Insurance Mediation Directive) and on FOS and FSCS matters. He has worked on banking and building society conduct of business and on matters under the Banking Act 2009 and its predecessor following the 2008 financial crisis. More recently he worked on the Consumer Insurance (Disclosure and Representations) Act 2012 with the Law Commission and on proposals to revise the IMD with CEIOPS (now EIOPA) and on secondment to the European Commission in Brussels. Jonathan managed a team of lawyers at the FSA which advises on policy and supervision matters in relation to investment, banking and mortgage conduct of business; and the FSCS. Jonathan is currently seconded as counsel to the European Securities and Markets Authority, one of three new independent pan-European supervisory authorities established under European law, where he advises on a range of European law and other matters within ESMA's remit.