||All England Reporter
|| All ER (D) 28 (Feb)
|| EWCA Civ 67
||Court of Appeal, Civil Division
Sedley, Moore-Bick and Sullivan LJJ
||Sonia Tolaney and James MacDonald (instructed by Addleshaw Goddard LLP) for the claimant.
||Portia O'Conner and David Iles (instructed by Pegasus LLP) for the defendant.
||2 February 2011
Debt - Liability - Demand for payment - Defendant applying for credit card with claimant bank - Bank issuing credit card - Defendant using card until termination of agreement - Defendant owing claimant £12,413 - Judgment entered in favour of claimant - Whether debt enforceable - , .
Debt Liability. The Court of Appeal, Civil Division, held that by signing and returning the relevant application form that was countersigned by a representative of the claimant bank the defendant had entered into a credit agreement within the meaning of the .
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