Josephine began her career at Eversheds and has specialised in pensions law since 1997. She advises on all areas of pensions law, including advice to employers and trustees on all aspects of scheme design, obligations under statute and trust deeds, as well as the drafting of scheme documentation (including revenue simplification changes).
She has dealt with mergers of schemes, acquisitions and disposals of businesses, and public sector transfers. She has experience of public sector pension schemes, private sector schemes and industry-wide schemes.
A merger advised on recently, involved consideration of the Pensions Act 2004, and in particular, new provisions regarding the circumstances in which debts arise under statute.
Most recently, Josephine has been advising trustees in the context of the Pensions Regulator's new powers to impose contribution notices and financial support directions â€“ the so-called "moral hazard" legislation. This has necessitated her involvement on corporate re-structures.